Usaa Rate Increase 2025. Homeowners insurance premiums have been rising steadily, and homeowners aren’t likely to get a break in 2025. It is predicting four rate cuts in 2025, which would leave the cash rate at 3.35 per cent by the end 2025.

When costs related to claims go up, we raise our rates to make sure we can cover you. I thought the first 6 month increase was big but didn’t expect them to keep doing it.